Findings
CriticalInsuranceDetected Jul 14, 2026 · Jul 14, 2026, 7:00 AM
Based on your liabilities and family situation, your coverage should be at least 3× larger. The recommended minimum death benefit is $1,500,000.
What you should do
- 1Confirm what coverage you already holdIf you have a policy outside the Vault, upload it – the estimate below assumes there is none.
- 2Compare quotes at the $1,500,000 level
- 3Store the signed policy in your Vault under Insurance
Why we flagged this
- Only an auto insurance policy is on file – no life insurance policy was found in your Vault.
- Your outstanding mortgage and dependents imply a minimum death benefit of $1,500,000.
- The rule of thumb applied is 3× your outstanding liabilities.
What's at stake
If your income stopped, your family would have to service the mortgage from savings – currently enough for roughly 8 months.
Accuracy
Medium confidenceDerived from 1 document
Status
This finding is open and counts towards your critical items.
Source documents