Findings
CriticalInsuranceDetected Jul 14, 2026 · Jul 14, 2026, 7:00 AM

Based on your liabilities and family situation, your coverage should be at least 3× larger. The recommended minimum death benefit is $1,500,000.

What you should do
  1. 1
    Confirm what coverage you already holdIf you have a policy outside the Vault, upload it – the estimate below assumes there is none.
  2. 2
    Compare quotes at the $1,500,000 level
  3. 3
    Store the signed policy in your Vault under Insurance
Why we flagged this
  • Only an auto insurance policy is on file – no life insurance policy was found in your Vault.
  • Your outstanding mortgage and dependents imply a minimum death benefit of $1,500,000.
  • The rule of thumb applied is 3× your outstanding liabilities.
What's at stake

If your income stopped, your family would have to service the mortgage from savings – currently enough for roughly 8 months.

Accuracy
Medium confidenceDerived from 1 document
Status

This finding is open and counts towards your critical items.

Source documents